Tesco's voucher codes

Found this website that has nothing but a lists of valid codes for tesco's shopping.

tescovouchercodes.blogspot.com

If your using one of these to buy, you might as well check out the cashback sites as you could save a few bob more on top.

20p with no date is worth a small fortune!

Last year the royal mint brought out a brand new 20p coin with part of a sheild on it..

They made the mistake of using the casting die from the old 20p on the monarch side of the coin, consequently there is no date present.

These coins are in circulation but are rare, if you find one in your change then its worth £50-£80.

There are estimated to be between 100,000 and 200,000 of these coins in circulation. Given that there are 1,300,000,000 20p pieces in circulation it means that 1 in every 8667 is affected.


Good luck finding one people!

Historical football odds

Have you ever wondered if your scheme or a formular could be used to profit by predicting the outcome of football matches?. Well if you have an idea and would like to try it out without having to spend a single penny, then have a look at this website because it has the data of historical odds for football matches. Using a spreadsheet, you can access this data and run your forumulars through to see if you profit!.

It has odds data for football matches from many of the more popular online bookies, including bet365, blue square, Ladbrokes, Sporting Odds, William Hill and more!. Now, if one of you lot figures out a method that works on the historical data then let me know so I could have a look at it on the future data and profit!

Free calls to 0800 from mobiles (UK)

One of the pain in the arse things about mobiles in the UK is that the companys will charge you for access to what should be a free phone number. In the case of the UK, this is the '0800' numbers.

Well if you have a mobile, there is a way to access these numbers without paying, this website will give you the details!. Its called, 0800Buster.co.uk, Enjoy!.

Here is someones experience of using the service, for those who would like to know. (Its also the source of this tip!)

Bank loan advice

Wanting a loan from a bank for something shiny and sparkly in these cash strapped times?. An associate of mine did, who we shall refer to as Mr Tim X from now!. Mr Tim X wanted a loan for £2,000, but turned out in the long term it was cheaper for him to take a loan out for £10,000!.

Normally banks lend money to you at a lower APR rate if you you borrow more money. For example; Natwest at the moment will charge you 21.5% for a 1 year loan of £2,000. They would also charge 8.9% for 1 year loan of £10,000.

Now the trick to this is that the moment the loan is taken out, Mr Tim X paid back £8,000, leaving himself with the original £2,000. Paying back the rest as soon as possible meant he paid less overall on the £2,000 (including I presume any early settlement fees).

With something like this, Mr Tim X could have also exploited the premium accounts that banks like to sell to its customers. In the example of Natwest, this is the 'advantage gold' account for £12.95 per month. With this account, you 'can' get lower rates on personal loans. Now the trick to using this is to sign up to it for the minimum amount of time possible - ideally only for the duration it takes to arrange the loan. Once the loan is arranged and in your bank account, cancel the premium account!. In order for this to be effective is that the cost of the premium account needs to be less then the total cost of the extra percent on the loan you would have without the account.

If you are going to try and use this information to your own advantage, then be sure you get all the numbers down. Including, Early settlement fees, cost of premium accounts, APR for loans, monthly payback.

If nothing else, this should provide some food for thought!.

Computer games cheaper

Like computer and video games?, Well I for sure do. Before you buy, you could always have a quick glance on this website called find-games.co.uk. It provides a search engine to find the cheapest price for any given game.

If your going to buy a game, never pay full price!. Combine the above with the cashback sites, you could save a packet on future game purchases.

Another Amazon tip

Found a neat website that ... quote un quote ..

The ninja monkey stalks the Amazon jungle 24 hours a day automatically updating this site with any Amazon item reduced by 20% or more. Sort results by Sales Rank, by % Saving, by £ Saving, by Price or by Title.

Click here to see this bad boy!

Should you buy something and its not quite five quids worth (to qualify for free postage), then take a look at this thread about the smallest priced items (also known as filler items).

Free M&S £10 voucher.

Now only time will tell if this one works out for the good!

1. Phone 0800 369 8181 (its free phone) (Corrected because i typed it up wrong!)
2. When asked for an option press 2 - you dont have a 'letter'
3. Now answer the questions about yourself (Name, Postcode and House number as I recall)
4. List 3 insurance companies (choose any 3 from the top of your head)
5. Select 'No' for the letter with ref (again).
5. The automated voice will then ask you if M&S are cheaper.
6. Just say/select the option for "No saving".
7. Then once your done the voice will say that a £10 voucher is on its way to you within the next 28 days.
8. Sit back and relax!

As I understand it, this is a phone number is for an insurance company that will give you a £10 M&S voucher in the event their quote is not the cheapest!.

A price matching tip for the future!

Amazon today made a pricing error on there website, the error in question was the selling of the Xbox 360 Elite (120GB) console for the grand total of £70.98p including free delivery!. Now this is an amazing deal as these machines normally retail at around £250+. Picking one up at this price is very desirable as you could pop it right on ebay or in the local paper and sell it without problem for more then twice the price in the blink of an eye!.

The only problem with it was that Amazon have some small print in the sale contract that states they may not honour pricing errors on items. In the case of this item, it looked very unlikely that they would. This has since turned out to be true, as those that did order have since had there orders cancelled and refunded. Some have said that Amazon have offered vouchers to those that tried to purchased, but this is as yet unconfirmed by myself!.

Now this is were this little story gets a little interesting, some bricks and mortar shops like PcWorld will price match to certain websites (mainly the big popular ones - like Amazon!). One enterprising individual had PcWorld price match to Amazon on this miss-priced item. As I understand it, the PcWorld price matching policy will also give you 10% the difference in price as well!. That's an Xbox Elite 360 120gb for a massive £63 odd!.

Only wish I thought of it before the miss-matched price was corrected. Lesson learned, next time something like this happens - I will be all over it!.

If you would like to dig deeper into this then have a look at this forum thread about the debacle!.

www.Firebox.com trickery

Firebox currently have a half-price sale going on, one item each day through the month of June. Now if you look at a previous post here you can obtain a £5 off voucher. Another tip I found out about is that firebox provide the gadget store at www.cd-wow.com. The good thing about this is that they offer free delivery, so buy from there (voucher should still work). Whats more, some of the cash back sites listed here will let you get an extra money off at cd-wow!.

£5 off firebox with an old old voucher!

Well I just stumbled across dead old thread on ukhotdeals, that can get you a £5 voucher for firebox.com. This more or less equates to free delivery from them. There is also another 10% to be had off at quidco!. To get yourself the £5 voucher check out this link at ukhotdeals!. Not the greatest of deals around but well worth a sniff!

Getting stuff cheaper at PC World

Well this is a nice little tip for PC World, check out this policy of theirs. That's right they will price match to some online stores including dabs, dell, Evesham Technology, Misco*, Play and Amazon.co.uk. Not only that they will give you 10% the difference off as well - thus making it cheaper then those sites. People have reported it will work in their stores too, so instead of ordering and waiting for the thing you want - hows about getting it now and cheaper!.

Money Saving Expert

Just wanted to bring you all to the attention of a great money related website about smarter use of your money. Click right here to get there or use the link on the right of the blog. Check out the forums there for some great discussions about all sorts of money related topics!.

An Amazon tip!

Not a lot of people know this, Amazon offer a 30 days refund on items that have dropped in price since you bought them. So;

On amazon,

• If you have ordered off Amazon in the past 30 days since the dispatch date.
  
• If the product(s) you purchased has gone down in price since you purchased them.
  

1. Goto amazon.co.uk, click 'view orders placed in the last 6 months' and check whether the price of the item you have bought has reduced.
2. If so, click on Help (top right of Amazon), then under the Contact Us section, click Customer Service.
3. Copy the order reference number, and explain that you would like a refund of the difference in price since you purchased the product.
4. Refund will be how you paid for it, charge back to your credit card or what ever!.
   

Bingo, profit!