Tesco's voucher codes

Found this website that has nothing but a lists of valid codes for tesco's shopping.

tescovouchercodes.blogspot.com

If your using one of these to buy, you might as well check out the cashback sites as you could save a few bob more on top.

Free microsoft hardware from support

Spotted this one a while ago, did not know if I should post it as its sort of touching on the illegal side!. However, I will let you decide if its something you would like to try!

1. Goto PC World, locate a Microsoft product that you would like for free.
2. Jot down the PID off the box
3. Contact Microsoft, tell them your product is not working as expected - broken, tried to return it and was unable to. (Im sure you can word this in such a way as to make it legal!)
4. Give them the PID
5. Microsoft customer support should send you a free replacement one to fix your problem!

Now this does invlove a bit of deception and thats what I wont be following this one through myself. Makes for an intresting read I thought, so thats why I posted it.

cheaper petrol for all at Tescos!

Classy little trick this one;

As some of you are aware, Tesco do a deal, that if you spend £50 or over, you get a voucher that grants 5p off a litre if fuel. When filling up your tank, this can total up to a lot.

1. Goto Tesco, spend £50 on items, eg Jeans or other clothes etc
2. Goto checkout and pay, obtain voucher
3. Goto petrol station and fill up, use voucher for your discount
4. Go back to Tescos, return items you bought and ask for you money back as they dont fit!.

free RAC cover

This is one that I suspect wont be round for long!, grab it while its hot.

For free R.A.C. cover (1yr), try this!. No proof required that you took BSM lessons (well not at the time of typing this).

1. Telephone 0800 056 2841 from a landline
2. Select option 2
3. When you get through say "you have received a letter that says your entitled to free RAC cover because you learned to drive with BSM"
4. When asked for a reference code, tell them is BS4001

5. Now you should have 1 years free RAC cover.

Bank loan advice

Wanting a loan from a bank for something shiny and sparkly in these cash strapped times?. An associate of mine did, who we shall refer to as Mr Tim X from now!. Mr Tim X wanted a loan for £2,000, but turned out in the long term it was cheaper for him to take a loan out for £10,000!.

Normally banks lend money to you at a lower APR rate if you you borrow more money. For example; Natwest at the moment will charge you 21.5% for a 1 year loan of £2,000. They would also charge 8.9% for 1 year loan of £10,000.

Now the trick to this is that the moment the loan is taken out, Mr Tim X paid back £8,000, leaving himself with the original £2,000. Paying back the rest as soon as possible meant he paid less overall on the £2,000 (including I presume any early settlement fees).

With something like this, Mr Tim X could have also exploited the premium accounts that banks like to sell to its customers. In the example of Natwest, this is the 'advantage gold' account for £12.95 per month. With this account, you 'can' get lower rates on personal loans. Now the trick to using this is to sign up to it for the minimum amount of time possible - ideally only for the duration it takes to arrange the loan. Once the loan is arranged and in your bank account, cancel the premium account!. In order for this to be effective is that the cost of the premium account needs to be less then the total cost of the extra percent on the loan you would have without the account.

If you are going to try and use this information to your own advantage, then be sure you get all the numbers down. Including, Early settlement fees, cost of premium accounts, APR for loans, monthly payback.

If nothing else, this should provide some food for thought!.

Free M&S £10 voucher.

Now only time will tell if this one works out for the good!

1. Phone 0800 369 8181 (its free phone) (Corrected because i typed it up wrong!)
2. When asked for an option press 2 - you dont have a 'letter'
3. Now answer the questions about yourself (Name, Postcode and House number as I recall)
4. List 3 insurance companies (choose any 3 from the top of your head)
5. Select 'No' for the letter with ref (again).
5. The automated voice will then ask you if M&S are cheaper.
6. Just say/select the option for "No saving".
7. Then once your done the voice will say that a £10 voucher is on its way to you within the next 28 days.
8. Sit back and relax!

As I understand it, this is a phone number is for an insurance company that will give you a £10 M&S voucher in the event their quote is not the cheapest!.

A price matching tip for the future!

Amazon today made a pricing error on there website, the error in question was the selling of the Xbox 360 Elite (120GB) console for the grand total of £70.98p including free delivery!. Now this is an amazing deal as these machines normally retail at around £250+. Picking one up at this price is very desirable as you could pop it right on ebay or in the local paper and sell it without problem for more then twice the price in the blink of an eye!.

The only problem with it was that Amazon have some small print in the sale contract that states they may not honour pricing errors on items. In the case of this item, it looked very unlikely that they would. This has since turned out to be true, as those that did order have since had there orders cancelled and refunded. Some have said that Amazon have offered vouchers to those that tried to purchased, but this is as yet unconfirmed by myself!.

Now this is were this little story gets a little interesting, some bricks and mortar shops like PcWorld will price match to certain websites (mainly the big popular ones - like Amazon!). One enterprising individual had PcWorld price match to Amazon on this miss-priced item. As I understand it, the PcWorld price matching policy will also give you 10% the difference in price as well!. That's an Xbox Elite 360 120gb for a massive £63 odd!.

Only wish I thought of it before the miss-matched price was corrected. Lesson learned, next time something like this happens - I will be all over it!.

If you would like to dig deeper into this then have a look at this forum thread about the debacle!.

£5 for nothing right here!

Topcashback.co.uk have a deal on with the sun bingo, that if you sign up for a new account, you will earn £15. Minimum spend to set up an active account is £10!. Also sun bingo will give you a 100% matching 1st deposit to play with. So double your chance of winning something.

Now you want this free £5 you will need to be disciplined in how you go about getting it. That means, spending only the initial £10 you put on the website, and that only!. Should you win anything, then withdraw it stright away. Bingo is not the greatest of games to be playing for profit.

Should you want to play for profit, my top tips to maximize the bingo game are to play with as few people as possible in a game, buy the max amount of tickets you can for that game you are in. Have the computer auto check the tickets so you dont miss anything. Other then that, it is indeed just pure luck.

With that, good luck people, happy hunting!

Stoozing (aka making money from credit cards)

The short sell: making money from 0% credit cards and high interest saving accounts.

The long sell: click here for full detailed run down of what stoozing is exactly, and more or less how to do it. Another site worth checking out is this one right here!.

Don't forget that you might even be able to get one of the credit cards your after using one of the cash back sites listed in a previous post I stuck up and get even more money back.

Get your own premium phone number!

Believe it or not there is a way to profit from phone callers!, and here's how too, more or less. This will cost you a one time setup fee tho, with no monthly fee. So if you don't wish to part with any money at all just skip right past this post!.

How it works...

1. Obtain a premium rate phone number that direct to your home line, keeping you home number secret.
   
2. When a company asks you for you phone number, pass out the premium rate one.
3. When ever they feel like phoning you up sit back and profit. On average it looks like you can make from about 4p/min while people calling the number are charged 10p/min.
   

This works for a number of reasons...

• Most company's that call you do it via staff who don't care what number they are phoning, its just there job to phone and do what ever there company campaign is. (e.g. offer upgrades, price cuts or sell you more junk etc)
  
• If a company really wants to contact you and they have the premium number but don't want to use it, they could always write to you instead!.
  

Things to think about...

• Should you get a strange look when handing out your premium number, point out there phone number on there helpline! (more than likely a premium number of sorts).

At the time of writing this, I myself have managed to set a premium number up for £11.69 (including vat). This number is redirected to my BT land line. The premium number starts with 0871.
Now when ever I enter a compo online, free promotion that seek my details or buy something from a company that wants my number, I hand out this number instead.
I will be making 4p/min should they call me on this number now, not bad for a tenner I say. Doing the sums, I need just under 293 min's (about 4.9hrs) of people talking on the number to make it pay for it's self. Anything after that is profit.

So you want to set one up for yourself?, if so then you can follow this link to where I bought mine from. Once there click the "0871 Numbers prices" at the bottom of the page.